Commission Disclosure

Financial Conduct Authority

The Financial Conduct Authority expects any intermediary to disclose to the customer that a commission may be payable by the owner or creditor to the intermediary, and, if the customer asks, the amount of that commission. The Financial Conduct Authority has made it clear that "commission" means any financial consideration.

If you would like us to disclose any potential commission we earn

If you would like Vehicle Consultancy Ltd to disclose any potential commission please make your request to our head office address on our contact page or by email to info@vehicleconsultancy.net or by telephone: 02890 48 48 18

About Vehicle Consultancy Ltd's Services

1. Whose products do we offer?

Vehicle Consultancy Ltd offer products and services from a range of Leasing Companies, UK Vehicle Dealerships and Product Providers with whom we have commercial agreements in place. We are a Commission Based Organisation which means that we receive payments for business introductions. We will receive financial remuneration which may be variable or pre-set dependent on the product and the volume that we place with that organisation. The amounts that we receive may vary.

2. Which service will we provide for you?

You will not receive advice or a recommendation from us. We have provided you with product information enabling you to make your choice about how to proceed.

3. Who regulates us?

Vehicle Consultancy Ltd, 33a, Massey Avenue, BELFAST, BT4 2JT is authorised and regulated by the Financial Conduct Authority.

4. Do you have to pay for our service or do we receive any commission?

You don't have to pay us for our service but a funder or broker we work with may pay us for introducing you to them. Different funders/brokers may pay us different amounts but it will typically be based on a fixed percentage of the amount borrowed. This percentage may vary according to different factors, for example: the amount of credit; the age or type of vehicle; the type of finance product; or the funder's assessment of the risk of lending. For your reassurance, we are not able to change the interest rate you pay in order to receive more commission from a particular broker or funder. Although rates and commissions may vary between our finance partners, our aim is always to secure finance from them which is appropriate to your circumstances and at the lowest interest rate available.

5. What to do if you have a complaint

Please visit our complaints procedure page.